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Public Adjusters in Houston, Texas

Get the Expert Help You Need with Your Insurance Claim: Public Adjuster in Houston

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If you have suffered a loss to your commercial property, it is important that you take the necessary steps to ensure that you receive the full compensation to which you are entitled.

A public adjuster is an insurance professional who can help you navigate the complex process of filing and negotiating a property insurance claim.

Our team of experienced professionals will work on your behalf to get the maximum payout for your claim. We understand how important it is for business owners to get back on their feet as quickly as possible after a disaster, and we are committed to helping you through this difficult time.

We manage the insurance claim process

Our licensed public adjusters are property damage insurance claims specialists who represent policyholders in dealings with their insurance companies. Commercial property owners hire public adjusters to help them receive a fair settlement for their insurance claim. 

We are experts in insurance claims and know how to deal with the complexities of the Insurance Code, Rule, and Regulations. 

Houston public adjusters work for the policyholder, not the insurance company. We level the playing field between you and your insurer following a covered loss by protecting your interests and advocating on your behalf.

What a licensed public adjuster does:

  • Conduct a thorough review of your policy coverage and insurance contract
  • Evaluate the extent of your damages
  • Gather evidence to support your property claim
  • Calculate the cost of repairs
  • Negotiate with your insurance company to reach a fair settlement

How a public insurance adjuster can help with commercial property storm damage claims:

When a major storm hits, policyholders are often left to deal with the aftermath. Negotiating with insurance carriers and filing claims can be daunting tasks, but help is available.

Houston public insurance adjusters can assist with these insurance claims and help to ensure that property owners receive the compensation they deserve for their damaged property.

Who we work with in Houston TX:

  • Commercial property owners
  • Multi-family property owners
  • Condominium associations
  • Apartment complexes
  • Retail storefronts
  • Office buildings
  • Industrial properties
  • Warehouse facilities

Types of property damage our public adjusters cover in Houston, Texas:

  • Wind damage
  • Hail damage
  • Hurricane damage
  • Tornado damage
  • Flooding
  • Fire and smoke damage
  • Water damage
  • Vandalism and theft

The benefits of working with a Houston public insurance adjuster

Most people only think about working with a public adjuster when their property has been damaged, and they need to file an insurance claim.

However, there are many benefits to working with a public adjuster before any damage occurs.

By working with a Houston public adjuster, commercial property owners can help negotiate insurance policies, get the most out of their coverage, and prepare for the unexpected.

Having someone who understands insurance policies and the claims process on your side can save you time and money in the long run.

How Much Does a Houston Public Adjuster Cost?

In Texas, public adjuster fees are capped at 10% of settlements received from insurance companies. There is never an up-front fee, we only get paid when you do.



The insurance claims process: working with a Houston public adjuster


Initial Consultation and Claim Review

The insurance claim process in Houston, TX begins with the policyholder contacting our office to schedule a free, no-obligation insurance claim consultation.

During this initial meeting, one of our licensed public adjusters will thoroughly inspect the property damage and begin to document the losses. We will also review the policyholder’s insurance policy to verify coverage.

Once we have documented the damages and reviewed the policy, we will begin our claims management process.


The Claim Management Process We Execute

Discovery and Policy Review

We will obtain your insurance policy from your carrier and review it with you to make sure you understand the coverages.

We will also look for any potential errors or omissions in the policy that could limit your coverage.

Investigation and Documentation of Damage

We will thoroughly inspect the damage to your property and document it with photos, video, and a detailed report. We will also identify any undamaged property that sustained indirect damage as a result of the loss.

Estimate of Repair Costs

After our investigation is complete, we will prepare a detailed estimate of repair costs. This estimate will be submitted to your insurance company along with our report of damages.

Negotiation with Insurance Company

Once we have submitted our estimate and report, we will work with your insurance company to negotiate a settlement. We will fight for you to get the full amount of your claim so that you can repair or replace your damaged property.


If your insurance company denies your claim or offers an insufficient settlement, w important toe will file an appeal on your behalf. We have a proven track record of success in appeals, and we will not give up until you get the full settlement you deserve.


Once we have negotiated a fair settlement with your insurance company, we will work with you to finalize the details and ensure that you receive the money you are entitled to.

Read More About the Process Here



Citizens Public Adjusters Houston, TX Office


Our Houston, TX office is available to serve you 24/seven. 

We understand that problems and questions frequently arise after normal business hours requiring responsiveness and quick contact. 

Our public adjusters are happy to discuss any commercial insurance issue with you.

The surrounding areas our public adjusters cover include: Harris County, Montgomery County, Galveston County, Brazoria County, and Fort Bend County


609 Main St., Houston, TX 77002


Proudly Serving Houston, and all of Texas

Property Damage in Houston

Houston is no stranger to extreme weather conditions. The city experiences an average of 50 days of thunderstorms per year, as well as occasional hurricanes and tornadoes. This means that property owners in Houston need to be prepared for the possibility of storm damage to their property.

Hail Damage in Houston

The Houston, TX region has had a lot of hail damage in the past year. There have been 46 reports of on-the-ground hail by trained spotters, and the area continues to be under intense weather warnings 67 times throughout the previous 12 months. Doppler radar has discovered hail near or at Houston, TX on 163 occasions, such as 18 events during the last calendar year.

Most Recent Event

At 5:05 pm CDT, intense thunderstorms were located along a line extending from close nome to beach city to clean lake to pearland to close thompsons, moving east shore at 50 miles (radar indicated). Hazards include 70 mph wind gusts. Expect considerable tree damage. Damage is likely to mobile homes, roofs, and outbuildings.

Construction Professionals in Houston We Trust


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Two decades of experience, mean the highest possible settlement amount in the shortest time.

A full team of licensed professionals that understand claims, construction, actuarial tables, law, and project management.

Leave Your Phone Number, Our Experts Will Call You

We promise a 2 hour turn-around time for urgent cases that demand immediate attention.

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