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San Antonio Public Adjusters Serving Texas Property Owners

Helping San Antonio property owners win the insurance claim process

A Fully Staffed San Antonio Public Adjuster Team to Assist you Getting Paid from the Insurance Company

We can fully investigate your loss, accurately prepare, document, and submit your insurance claim with our expertise and resources. 

We aim to obtain a full and fair insurance settlement for you as quickly as possible

Leave Your Phone Number, Our Experts Will Call You

We promise a 2 hour turn-around time for urgent cases that demand immediate attention.

What To Expect When Working With A Public Adjuster

Property loss can be a traumatic experience, and dealing with insurance companies can only add stress. 

That’s where our San Antonio public adjusters come in. We will work on your behalf to get you the money you deserve from your insurance company.

We understand that each case is unique, so we offer a free claim review to discuss your specific needs. 

During this consultation, we will answer any questions about the public insurance adjuster process and what to expect when working with one of our public adjusters.

Once you decide to work with us, we will assign a team of experts to your case. 

We will work diligently to ensure that your insurance claim is prepared and filed correctly and that you receive the full settlement to which you are entitled.


Getting to Know the Claims Process

What is a Public Adjuster?

At our San Antonio office, Citizens Public Adjusters represent the interests of the insured-policyholder in the preparation, presentation, and settlement of first-party property insurance claims.

The State of Texas licenses Public Adjusters with oversight of the Texas Department of Insurance. Licensed Public insurance adjusters are bonded, insured and must pass a stringent licensing exam.

The insurance industry is highly regulated, and it’s essential to work with licensed public adjusters who understand the process.

How Much Does a Public Adjuster Cost?

There is no up-front cost to the policyholder for our services. We are paid 10% of funds remitted by the insurance company.

What Does a Public Adjuster Do?

A licensed public adjuster is an insurance claim professional who represents the policyholder’s interests in preparing, presenting, and settling first-party property insurance claims.

Public adjusters are hired by the policyholder – never by the insurance company.

This allows us to be completely objective in our negotiations and ensures that you receive a full and fair claim to which you are entitled.

Why a public insurance adjuster?

Policyholders hire public adjusters for a variety of reasons.

Some people may feel overwhelmed by the insurance claims process and need help navigating it. 

According to their policy, others may think that they are not getting the full settlement to which they are entitled.

In either case, having an experienced public adjuster on your side can make all the difference.

Can’t I do this myself?

You could try to negotiate with the insurance company on your own, but you would be up against experienced adjusters representing the insurance company’s best interests who have negotiated thousands of insurance policies.

A public insurance adjuster understands the claims process thoroughly and knows what to look for when investigating a loss.

 Insurance claim consultants are also familiar with the various types of coverage available and can help you choose the best policy for your needs.

Most importantly, we are not beholden to the insurance company and will work on your behalf to get you the money you deserve.

Do you work with my contractor?

In most cases, we work directly with the insured-policyholder. However, we can coordinate with your contractor to ensure that all repairs are done correctly and to the insurance company’s specifications.

We will also work with your contractor to ensure that you get the best possible price for the work being done.

How long does this take?

The claims process can vary depending on the size and complexity of the claim. 

However, we will work diligently to ensure that your insurance claim is prepared and filed correctly and that you receive the full settlement to which you are entitled.

We understand that you need money to repair your property, and we will do everything possible to make sure that the process moves as quickly as possible.

What do I need to do?

In most cases, all you need to do is contact us for a free consultation. We will answer any questions you have about the public adjuster process and what to expect when working with one of our adjusters.

Once you decide to work with us, we will assign a team of experts to your case. We will work diligently to ensure that your insurance claim is prepared and filed correctly and that you receive the full settlement to which you are entitled.

What is the Process?

The process is straightforward, and we highly recommend consulting with us early in the process to determine the best course of action.

  1. Phone Consultation to Evaluate Claim
  2. On-Site Inspection to Determine Scope of Damage and What You Should be Paid
  3. A planning meeting to Coordinate Construction Professionals
  4. Outreach to Insurance Company and Filing Claim
  5. Negotiation
  6. Settlement

Read More About the Process Here

Proudly Serving San Antonio, and all of Texas

San Antonio Storm Damage

San Antonio is particularly vulnerable to hail, wind, and other storms that damage commercial properties, including offices, factories, churches, storefronts, and general-purpose warehousing. 

The most extensive and costly damage is inflicted by wind and hail, which are common in the area. 

 

Roof Damage from hail in San Antonio Texas
Courtesy of weather.gov

Windstorm insurance claims can be filed for damage to the property, its contents, or both. Hail damage is generally covered under Comprehensive coverage on a homeowner’s policy.

Tornadoes and flash floods are also a risk in San Antonio, TX, and can cause damage to both homes and businesses.

The seasons in San Antonio can pose unique risks to particular types of businesses. 

Winters in Texas often see ice and snow, which can cause roof collapses and other damage to warehouses and stores. Summers are hot and humid, leading to high numbers of electrical fires caused by overloaded circuits.

We provide this page as an updating resource for property owners looking for recent storm updates and keeping a historical record.

Severe Weather Events Summary

From 2018 to 2021, there have been at least 16 significant hailstorm occurrences within and around our city. 

The National Weather Service reports this number has increased since they began monitoring such data 10 years ago, with more than double the number of events over time.

Feel like it’s something you’re constantly waking up to every April? 

You’re not alone. In fact, according to numbers from the National Weather Service (NWS), last decade alone, we’ve had about sixteen outbreaks of severe weather, including major hail storms here in and around San Antonio – an alarming increase considering NWS only started collecting these stats ten years ago.

2021 Storm Activity Has Been Especially Severe

The San Antonio area has faced many challenges this year. From the heatwave to a destructive hailstorm, life in San Antonio is changing day by day.

On May 3rd, one of the most memorable storms happened in Cotulla- it fired off some thunderstorms that moved into warm and humid air before exploding over downtown with heavy rainfall. 

The rain produced hail as large enough to make golf balls or more!

The storm system that hit town left destruction in its wake, with booming sounds across neighborhoods and people evacuating their homes because they had no choice but to get out due the flooding.

Hail Damage in San Antonio: Statistics

The San Antonio, Texas area has seen a total of 149 reports from trained spotters about hail and severe weather. There were 66 warnings issued during the past 12 months alone.

Doppler Radar detected 108 occasions when it came to on-the ground observations in this region too – including 13 last year alone.

78210 is the zip code with the highest hail damage reports near San Antonio in 2021, with four reports.

Type of Storm Damage Claims Citizens Public Adjusters Manages

Articles and News on San Antonio Property Damage and Current Claim Trends, to Keep You Informed

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Construction Professionals in San Antonio We Trust

 

Two decades of experience, mean the highest possible settlement amount in the shortest time.

A full team of licensed professionals that understand claims, construction, actuarial tables, law, and project management.

Leave Your Phone Number, Our Experts Will Call You

We promise a 2 hour turn-around time for urgent cases that demand immediate attention.

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